RATES & INSURANCE

Therapy That Works With Your Budget & Coverage

Understand your insurance options, private-pay rates, payment
requirements, and cancellation policy before your appointment.

Coverage Help

Not Sure About Your Coverage?

We encourage you to contact your insurance company directly or call our office with your insurance plan name to determine whether your plan is in-network.

Check Your Mental Health Benefits

Before scheduling, ask your insurance provider:

Do I have mental health insurance benefits?
What is my deductible, and has it been met?
How many sessions per year does my plan cover?
What is the coverage amount per therapy session?
Is approval required from my primary care physician?

Care Costs

Understanding Your Therapy Rates

With Insurance

Your rate depends on your insurance plan, deductible, co-pay, and co-insurance. You are responsible for applicable co-payments, co-insurance, and costs incurred before your deductible is satisfied.

Don't Have Insurance?

If you don't have insurance, or your insurance doesn't cover the mental-health services you are seeking, you can use the private-pay option. We offer a sliding fee scale based on household income to make therapy more accessible.

If Urgent Care Counseling does not accept your insurance, we may provide a 1500 form for you to submit to your insurance company for possible reimbursement.

Private Pay Plans

Sliding Fee Scale, based on household income

(Household includes personal income, spouse/housemate income combined).

Initial Intake Session

Per Session

$90 - 0

Follow-Up Sessions

Per Session

$90 - 0

Our Insurance Partners

Accepted Insurance Providers

We will happily provide you with a superbill for Out Of Network benefits. You will submit
this on your behalf to your insurance provider for potential reimbursement.

Payment Options

Payment may be made using:

Major U.S. credit card
Major U.S. debit card
Health Savings Account debit card when mental/behavioral health services are approved

Cancellation Policy

If you do not show up for your scheduled therapy appointment or if you cancel without notifying us at the offices of Richard Fincke, LMHC, at Urgent Care Counseling, LLC, at least 24 hours in advance,

You will be required to pay a $70 cancellation fee.

Additional Coverage & EAP

Call for details regarding authorization and eligibility.

Fee Transparency

Clear Fees. No Surprises.

Sliding Fee Scale

Private-pay fees are determined based on your household income, helping make therapy more affordable.

No Extra Fee Contract

The applicable fee is discussed when the appointment is scheduled and acknowledged by signature.

Required Consent

The No Surprise Fee Contract and Consent for Treatment must be signed before your appointment.

Need Help With Insurance or Billing?

Questions regarding insurance authorization and billing can be handled by the appropriate specialist. Our practice
works with professional medical utilization services to help simplify the reimbursement/payment process and make
services accessible to more clients.

FAQs

Frequently Asked Questions

Find answers to common questions about counseling, therapy sessions, confidentiality, and the support
available through Urgent Care Counseling.

What types of issues do you help clients with?

I work with trauma, anxiety, depression, mood disorders, ADHD, and marriage and family concerns.

Is everything I share during sessions confidential?

As a Licensed Mental Health Counselor and Level II Certified Clinical Trauma Professional, I bring a unique dual background in clinical counseling and Christian ministry. My work is dedicated to integrating professional psychological frameworks with deep personal empathy.